Credit(k)
Internal · Formation Control Room
Partnership meeting · path to closing

From agreement to formed, organized

Everything between today's meeting and a closed Washington LLC: the sequence, who owns each task, the capital each partner owes and when, and what the back office costs.

Tap any task or cost line to open the details. Check items off as they land; progress saves in this browser.

Overall progress0%
Order of operations to closing

Closing is the moment all four sign the Operating Agreement. Everything blue happens before it; everything green happens at it, in this order.

01Pre-close

Finalize & quote

OA finalized, IP valuation done, fixed quotes from counsel, CPA, and E&O broker.

02Pre-close

Form the entity

File WA Certificate of Formation, get the EIN, open the FBO trust account.

03Pre-close

Send for signature

Final OA and ancillary documents go to the three partners via DocuSign.

04Closing

Execute & fund

All four sign. Initial contributions wired. JD and Chad's purchase to Tony. IP assigned. Bank funded.

Who does what before signatures

Most of this is yours. The partners' list is short by design. Tap any line for the full detail.

Your tasks

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Finalize the Operating Agreement. Resolve the Schedule B IP valuation, strip the draft header.
Get three fixed quotes. Counsel, CPA (IP valuation), E&O broker.
Engage the CPA for the Exhibit A IP valuation. Clears the closing blocker.
Prepare ancillary docs with counsel. Subscriptions, the two purchase agreements, IP assignments, §83(b).
File WA formation and Business License; obtain the EIN.
Open the FBO trust account (Mercury or Relay).
Configure Escrow.com milestone transaction structure.
Stand up Google Workspace on creditk.ai.
Build the DocuSign envelopes for the OA and ancillary documents.
Send the final agreements to Mike, JD, and Chad.

Partner tasks

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Review the Operating Agreement.
Sign via DocuSign. All four executing is the Closing.
Send the initial contribution. $5,000 each to the FBO account.
JD and Chad: send $15,000 each to Tony at closing.
File the §83(b) election within 30 days of closing.
What each partner owes, and where it goes

Two separate money movements. The initial $5,000 contribution goes into the LLC. JD and Chad's $15,000 purchase goes to Tony personally and credits against the catch-up. Mike is not part of that purchase.

MemberInitial contribution → LLCFounder-interest purchase → TonyOther
Mike$5,000FBO account, ~7 days post-signingNot in purchase§83(b) in 30 days
JD$5,000FBO account$15,000to Tony, at closing§83(b) in 30 days
Chad$5,000FBO account$15,000to Tony, at closing§83(b) in 30 days
TonyIP contributionnon-cash, Transaction Creceives $30,000credited to $100K catch-upManaging Member
Startup costs and who sets them up

Planning ranges, confirmed with quotes. The $15,000 pool ($5,000 each) funds these as Permitted Uses from the FBO account. Tap any vendor line for the full overview and a link.

ItemOwnerLowHigh
WA Certificate of FormationOnline filingTony$200$200
WA Business LicenseTony$90$90
Registered agentSelf vs commercialTony$0$125
LegaliFinalize OA, subscriptions, 2 purchase agreements, IP assignments, §83(b), structuring reviewCounsel$2,000$4,000
CPA: IP valuationiExhibit A / Schedule B blockerCPA$1,500$4,000
CPA: entity & tax setupiChart of accounts, classificationCPA$500$1,500
Insurance: E&O + cyber + GLiYear one, paid monthlyBroker$2,100$5,300
BankingiMercury / RelayTony$0$0
Payments setupiEscrow.comTony$0$0
Software / ITiWorkspace, e-sign, Cloudflare, year oneTony$550$1,450
BookkeepingiDeferrable until revenueTony$0$1,800
Contingency~10-15%$700$2,000
Total, first period~$7,600~$20,500
The two that actually move things

Engage the CPA for the IP valuation

The one item blocking the Operating Agreement from being signable. Naming the CPA is the highest-leverage thing to leave the room with.

Stage insurance monthly

Paying E&O, cyber, and GL monthly instead of annually keeps the day-one cash need inside the $15,000 pool.

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Internal formation control room. Figures are planning estimates to confirm with counsel and CPA, not legal or tax advice. Capital terms per the Credit(k) term sheet and pre-formation agreement; final terms governed by the executed Operating Agreement.